I’ll go first…after 10 years of speculating in the market (read: gambling in high risk assets) I realized I shouldn’t ever touch a brokerage account in my lifetime. A monkey would have made better choices than I did. Greed has altered the course of life many times over. I am at an age where I may recover from my actions over the decades, but it has taken its toll. I am frugal and have a good head on me, but having such impulsivity in financial instruments was not how I envisioned my adulthood. Its a bitter pill to swallow, since money is livelihood of my family, but I need to “invest” all I have into relationships, meaningful moments, and fulfilling hobbies.
I’ve basically learned that drinking sucks. A long time ago I would drink 1 beer a day, 2-3 on weekends. A few years later I cut it down to 1 a day. A few years after that I cut to 3 a week. This year I do 1 occasionally. When I have that 1 I sleep like crap, my stress score is higher, I gain weight and feel bloated, and it’s just not worth the buzz. I am considering a full quit, or cut back to 4 a year. I have quite the liquor cabinet, lots of good stuff, but basically stopped drinking it.