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Cash, everywhere. It’s been weird to see some places refuse cash, and I usually don’t go back.

cash is printed freedom

Australia. Cash if possible, but only for small transactions like groceries.

Otherwise, EFTPOS.

Credit card only for some online payments I can’t get around any other way.

Interesting to see how common it still is to exclusively use cash, especially in European countries. In Canada, they put us in a prisoners dilemma situation where things cost the same regardless of whether you pay cash or card, but if you pay card, the merchant pays a fee and you get a portion of that fee, making it cheaper for you, while also raising the prices because they need to factor in this extra fee, so things are actually more expensive overall, and moreso if you pay cash.

Besides the monetary incentives, it’s also much easier to track my expenses with a credit card.

Credit card almost exclusively and I get annoyed if I can’t use tap to pay. I’m finding more and more places don’t even accept cash anymore.

Half cash, half card. I’m from Germany and I think that giving banks the level of control they’d have in a cashless society is one of the dumbest things a society can do.

Germany: Credit card most of the time, using Apple Pay.

Some places only take girocard (formally EC), a special system in Germany that is cheaper for the vendor and more common, though some modern banks like N26 don’t give out girocards anymore which is why I have another bank account just for this. Super annoying.

Sometimes cash is still the only option, which is why I always carry 20-30 Euros with me just in case. Examples would be the local farm shop where I buy eggs and veggies, some small restaurants and pubs.

Almost exclusively credit. And I don’t even play the game where you move stuff around to maximize points and all the other Bullshit. I just use the credit card through my almost exclusively online bank. Every pay day, first thing I do is pay off whatever I’ve accrued on the card the past two weeks, so I never carry a balance.

Back when I would go to the bars a lot, I used cash often.

UPI

cash for bus

Metro card for metro

Almost exclusively cash for groceries and outings. Most other things are ordered online anyway. You’d think that working in IT I’d be more progressive but I’m confronted with so much malfunctioning tech that I’d rather have a simple form of transaction I can rely on and keep track of easily. My bank probably has some sort of ancient database that nobody understands anymore since Larry who was maintaining it died of a heart attack two weeks before retirement and now nobody dares to touch it until it’ll eventually fail and cause my card to lose functionality for 3 days. I’ll stick with my coins.

Carrying cash - particularly coins - is such a pain in the neck. I pay for everything on card whether I’m in this country (UK) or travelling abroad.

I’m almost at the point where I don’t need to carry a wallet at all - contactless on my phone takes care of a lot.

Card, mostly credit, sometimes debit. I rarely carry cash around as I only have a card wallet. I live in the US.

When in Vegas, cash. Everywhere else, card.

USA - Cash a lot more recently. With how easy it is for my bank and stores to track my purchases with card, I’ve switched to cash as much as possible. Some stores say no cash but even those have never actually refused cash. I assume they’re just trying to deter thieves.

The spark for this change for me was Target. I first looked into it cause I hated how they scanned my ID barcode when buying alcohol. Also, they openly track purchases even made without your account by your credit card number. In addition to what I’ve heard about intensive surveillance in the stores via high resolution cameras, enough to read phone messages, I have sworn off Target entirely.

EDIT: oh and to avoid tip creeping. I absolutely hate when non-tipped places ask for tips. Cash makes it a lot easier to avoid.