There isn’t an easy statement that explains why things are getting worse.
The housing market, for instance, was being affected by low interest rates. Low rates make being a slum lord more profitable than other forms of investment. This caused a massive amount of investment in the housing market by rich people and corporations, and normal people were priced out.
The banks that failed did so because they either invested in dumb things (crypto) or in long-term bonds. Those bonds lose value as interest rates rise, and SVB invested far too much into them.
There’s all kinds of reasons


500k salary


Passing aggressively on a 2 lane road: ok, yes I agree
Driving slow on a 4 lane highway: real dangerous
If someone isn’t going to go at least the speed limit on a highway, they should use back roads instead.
Yeah it should be legalized.
What people do with their bodies is their own choice.