Does your choice depends on somehing? And from what country are you?
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Do people still carry cash these days? Maybe if I was going to a garage sale or some private transaction… but even for those it’s more convenient to do an e-transfer. Some businesses don’t even have cash registers any more, just a card reader.
I sometimes carry cash. I’ll say one thing, paying with cash makes it easier to avoid the tipping creep problem we’re seeing at U.S. businesses that have traditionally not had tipping.
