Dunno if that will work in every country, but in Brazil, an easy way to get a discount for your home internet is calling and asking to cancel your line. They will offer a deal. I’ve heard, but have not tried myself, that if you refuse this first offer, they will later attempt a second, better offer.
Learn internet pirating skills. Nowadays it’s mostly about knowing which sites can be trusted and having patience. Or just download telegram and look for channels and groups, I suspect it’s a lower risk of being caught even in the USA without a VPN, though that may change soon.
Do some 10-15 second stretches often, every 2-4 hours or so. Can help with localized pains and in keeping them away. Physiotherapy and all that.
On the discount thing…my dad tried it once. “I’d like to cancel my subscription, too expensive.”, my dad said. The guy told him to hold a second and then came with the date the cable guy come to take it all out. It wasn’t Internet, though
Don’t be fat
Also don’t not be not fat
Also don’t not be not fat
Guys, tetris agrees with above guy…count the negatives…
oh they know, they just think the humour is weak
Take magnesium to combat the slow and steady buildup of muscle tension that’s ruining your mental health.
I like magnesium and I love zinc
I’m not sure which one, but the combination of zinc, magnesium and fish oil give me some crazy vivid dreams.
It’s the fish burps from the oil pills. Worst part of taking fish oil pills, but I hate seafood so this is the only way this is happening.
I like the sound of that, but is it based in science?
Is your question based in science?
Yes
Please show me the science your question is based on
I can’t cite studies off the top of my head, but I would wager each step of this is supported:
- muscle tension release -> improved mental health ** or if not then at least massage therapy -> improved mental health
- magnesium -> reduced muscle tension
Of those two steps, which do you doubt more?
I’m confident it’s not.
Magnesium Glycinate is the best before sleep!
It not too late to learn a new skill or pick up a new hobby. If you hear of something that sounds fun, dive in!
The career you chose out of high school doesn’t have to be the one you do until you retire and you can also very easily go back to school if you are ever unsatisfied with your path.
Sometimes it just takes a bit of time and experience for you to find your passion and with it your skills to really blossom.
I, for instance started with veterinary nursing, but ended up in mech/elec. engineering and will be taking classes on the side for it.
Very true, more people should follow their dreams.
I know a guy who was kind of forced into an IT university. His parents thought it would be a good fit, as he likes computers and videogames.
He one day decided to quit and took some time off and started working in some fancy hotel kitchen as a temp job, while spending some time away from the family. Fast forward a couple years, he is now in culinary school and wants to become a chef. Needless to say he is happier and visibly has a better mental health as before.
As someone who went from being miserable running a pizza kitchen, to my dream job of being a software engineer, I can’t fathom how anyone would want to go the opposite direction. Everyone has different preferences I suppose.
No idea, also not my ideal preference, but he seem to like it, while he was miserable with the IT school.
Needless to say he is happier
That’s just the coke.
Hey, similar to me! I was a veterinarian receptionist for years, then went back to school and got my associates in cad and now I’m a substation designer.
Try to think of something for which you are grateful every day. I have a reminder on all my devices for this daily and I think of three things.
Do you have any gratitudes that are in heavy rotation? My husband and me moving back to my beloved Pacific Northwest are two of my favs.
- I got to see Reign of Fire in cinemas.
- Climate change means you can wear pyjamas or scuba gear to walk down the street an no one will bat an eye.
- Eggnog still exists
If you can’t find the motivation to start doing a lengthy task (like cleaning the house, gardening, or working on a project), force yourself to do it only for 30 minutes. It’s not an unreasonably long time. By the end, you’ll either have gained enough momentum to keep going and finish it, or if not, you’ve still made 30 minutes of progress.
Organizing tasks in pomodoros (which is really close to your method), is a great way to do things.
I like how you’re accepting longer tasks as well. What I’ve read typically is like “if a long task is dumb, get into the grind spirit by working a tiny task first and using that momentum”.
Your suggestion is to just ‘dip your toe into’ the longer task as a taste test. I like that. And I have so many longer tasks to do.
I’ve heard this called the ‘dirty 30’. It works. Whatever needs cleaning up or tidying, 30 minutes is just short enough to not feel like you’re using all your free time on chores, but long enough to make a real dent. Especially if your partner either helps with the same task or does a different one. Setting a timer can help and you start to almost frantically see how much you can get done. I like that competitive element even against myself.
As someone with ADHD, I’m all about the 5 minute timer.
If I spend 0 minutes cleaning my kitchen, I will clean 0% of my kitchen. But if I set a 5 minute timer, I’ll almost always completely finish whatever cleaning I needed to do.
For every service you sign up to … phone company, subscription, gas company, water service, electricity, whatever …
… always ask if you can get a discount or a better price.
Don’t be embarrassed to ask. No one cares. We just build a culture around the hope that no one will ever ask for a better price and negotiate. The rep your talking to doesn’t care about you and doesn’t care about the company … they might be having a bad day and won’t care about helping you … or they might be having a good day and they know an inside method or option to save you something … or they might be facing losing their job so they figure out a way to save you a ton of money.
I got a banking service a few weeks ago and they gave me a price for a subscription … I knew it was a sham but it was a service I needed … I asked for a discount from the Filipino rep who spoke bag English … she went off for five minutes and came back with a 60% discount.
Sometimes these businesses set their prices high and just hope that no one will ask for a different price … because most people never ask.
I’ve been calling SiriusXM satellite radio every 6 months for their discount. Here’s their regular prices:
If you speak to the rep ask them about the 6 months car+app deal for $30, after taxes and fees it’s like $34 for 6 months. They put you on full price auto pay at the end of 6 months but set a reminder to cancel, wait a few days, then call and ask for the 6 month deal again. It’s worked the last 6 years.
I have a theory that every company/service/corporation has dozens of loopholes like this everywhere that people could take advantage of. But no one ever does because most people are too honest and proud to ever ask for a discount or to take advantage of an opportunity like this. Most people are too nice and gullible.
Corporations bet on people being too nice all the time.
People are too embarrassed or self conscious to go after a deal or even to ask for one … when in reality corporations are complete greedy whores and will sell your grandmother if it meant they could save a penny.
No one should ever feel embarrassed or shy to ask for a discount or go after saving themselves a few dollars. Corporations do it all the time and they never shy away from skimming off a few pennies from you if they can.
BTW - beautiful work on getting that regular discount for yourself
Exactly all of this! The worst that can happen is they say no.
Exactly … I have wealthy friends and non-wealthy friends who are dirt poor … you know what the difference is between the two groups?
The wealthy people are the stingiest people you’ll ever meet and they’ll fight to save a dollar or two, even though you know they have tons of money in the bank.
The poor people will spend $100 on something they could buy for $20 and never think twice about the money they lost, even though they have nothing saved in their bank.
How is the $25 a month tier considered ‘better value’ than the $10 tier if your head unit has bluetooth? That badge is completely meaningless.
Satellite radio doesn’t require your phone to have solid signal. Going out into the boonies? As long as you can see the sky you’re chance of losing radio is almost none. I used to love having satellite radio until I started working from home. Now I have almost everything I want on a downloaded playlist to my phone.
Side question; is your name a reference to Kingdom Hearts Nobody names
Yeah, nice catch!
Heh, I too used that name in my childhood days :)
Budget. Don’t need to be fancy. But build a view on the things that you’ll need to pay for over the year (Christmas, birthdays, holidays, car service, boiler service etc) and actually put money aside every month to pay for those things. Nothing beats the adult feeling of “yes, I’ll just pay for this thing here from this envelope and done”.
Never leave without an appointment. When doing routine things like the dentist or yearly car inspection make the next appointment on your way out. If booking your next dentist visit 6 months out you get your choice of any time you like. Just stick it in your calendar and move on.
The only time that voice doesn’t work is if the people you’re making an appointment with only schedule out a certain time in advance and you need to go out longer. The cardiologist office I go to only ever lets you schedule 6 months in advance and I gotta go yearly, so I don’t have that luxury.
Toilet roll under if you have a cat or pet who likes to rip off bits of them.
Toilet roll over for everything else.
Or just install a door on your bathroom and hang the toilet roll over.
My cats: TOILET ROLL UNDER CANNOT STOP ME
Save & invest 50% of your paycheck for 10 years, and you could technically retire (as long as your cost base does not go up).
Inflation
That’s what the investing is for isn’t it?
So if the investment is for inflation, what are you going to survive from?
Historically, investing in a broad-market index fund has seen 8-12% annual returns. Average inflation in the US has been around 2-3%. Subtract another 3-4% for taxes, and you’re still making at least 3%.
Anyways, the point is more about the fact how powerful saving & compounding is. Save early in life, and try to not inflate your lifestyle too much, and then you can technically reach financial independence.
You call 3% significant gains? I mean it’s better than nothing, but i don’t think it’s going to be worth breaking one’s neck over
I’m not sure anyone called it significant gains?
Anyways, 50% is really just an example to show what can be possible through saving & investing. Saving any amount of money, at a regular rate, can quickly become more than you think, when compounding is in play.
Past performance is no guarantee of future gains
Agreed, no investment can be guaranteed. However, average return of s&p 500 over 100 years has been 10%. Average return of an example index-fund, VTI, since inception in 2001 has been around 8%.
I’m of the opinion that the stock market is overvalued right now, mainly pumped up by tech stocks which are overvalued due to AI hype. I can’t help but think eventually all the baby boomers are going to want to cash out and enjoy their invested money while they’re still alive.
But on another note, do you expect the stock market to perpetually trend up? I suppose inflation helps keep stock prices up because the dollar is worth less than before.
If you can set aside 50 % of your money, you are already independent.
I was able to do that for a few years bit I was living with my parents and paying them a pittance for rent. Certainly not independent. All my expenses shot up when I left but I was able to pay a lot of my loans off before that.
No, independent would mean you could cease that source of income and maintain your lifestyle. If you save 50% of your first paycheck and then quit I doubt that would be the case.
Being able to set that much aside would definitely make one wealthy (or live a very austere lifestyle) and fast track them toward independence, but it’s not an automatic qualifier.
50%??💀
i like these threads; it shows how disconnected from reality some of us are.
It’s easy, just stop paying rent and eating.
You can, if you can. I think most people can’t do that though.
The better lesson would be to teach compound interest. Somebody that invests $2k every year for 10 years and then stops will have more money than somebody who starts in year 11 and does so for the rest of their life.
That’s sort of the point I was trying to make with an example, but it appears it fell flat. Compound interest and resisting lifestyle inflation, can really help people in the long-run.
Why don’t you save All the money you’ve earned?
If I didn’t eat, I’d have money to burn!
Check yo privilege
Save & invest 50% of your paycheck
So, we eat cake, then? Tell us again how to isolate that 50% when so many people are food-insecure at 0% saved.
Doesn’t have to be 50%, that’s merely an example to illustrate the power of compounding & resisting lifestyle creep. If you take anything away, it’s to try to save & invest what you can, as young as you can, and to resist the urge to “keep up with the Joneses”. That will put you in a much healthier financial position. I don’t know your situation, and you don’t know mine.
Just 50%?
If you want something, ask for it. A raise? A date ? Help? Advice? Wanna do something else in your company? Need a sport buddy?
90% of times the reason one doesn’t get what they want is because they don’t ask.
I asked and got all the above… Well the date not on first try 😅
As a person who manages people, I cannot fight for your raise if YOU don’t fight for your raise.
I cannot tell you how many times where something like this happens. I tell my higher ups, “Sarah should get promoted and increase her salary” and then my bosses go up to Sarah and she responds all limpdick like, “I like my job and I’m happy.”
God damn it Sarah! Flex a little. Talk about how you see a opening you want. Stop being a keyboard warrior on Work Reform and actually SAY IT OUT LOUD. Share your wins! Brag about your value to the company. Demand your worth to MY BOSSES TOO.
It’s not a single person who makes these decisions. It’s multiple people.
Nobody is going to hand you shit if you’re timid about it.
If you have to deal frequently with toilets with flush sensors at your office (or really any public restroom), you’ve probably been grossed out by them flushing (and spraying water at you) before you’re ready.
As an adult, I learned that handle-adjacent sensors can be dealt with by hanging TP over them, and won’t flush until you remove it as you’re leaving the stall. Wall sensors (like one infamous office toilet I deal with) can be handled with a post it note placed over the sensor; I keep some at the office just for this purpose. In an emergency, sometimes spit-dabbing a piece of TP can stick it to the wall over the sensor, but this isn’t as reliable.
Just get into these habits when you use sensor toilets, and you’ll never have to worry about disgusting flush spray from prematurely flushing public toilets ever again.
Genius! Thanks
Once you’ve lathered up in the shower, throw some of that lather on the chrome in the shower then rinse it off just before you get out. Clean chrome, every day, without doing much.
